1. These Terms and Conditions apply to the nib“Win 1 of 20 Sonos One Speakers” Competition(“Competition”). By participating, entrants agreeto be bound by these Terms and Conditions.Entries must comply with these Terms andConditions to be valid.2. The Promoter is nib health funds limited ABN 83000 124 381 of 22 Honeysuckle Drive, NewcastleNSW 2300. (“Promoter” or “nib”). NSW Permit:LTPS/2019/40437, ACT Permit: TP 19/04766, SAPermit T19/2031.3. The Competition commences at 12:00am (AEDT)on 10 December 2019 and closes at 11.59pm(AEDT) on 31 January 2020 (“CompetitionPeriod”).4. There are 20 individual prizes to be won. Eachprize consists of a black SONOS One Speakervalued at AUD$299 each (“Prize”). The totalPrize pool for the Competition is AUD$5,980.How to enter5. Entry into the Competition is open to permanentresidents of Australia, who are aged 18 years orolder on the date on which they enter theCompetition (“Eligible Entrants”).6. To enter the Competition, Eligible Entrants mustsubscribe using a valid and current emailaddress (and provide any other requestedinformation including their residential address) toreceive healthy living and health insuranceinformation from nib, along with updates oncurrent or upcoming offers athttps://go.nib.com.au/comp orhttps://go.nib.com.au/corpcomp.7. Eligible Entrants must not be an employee of thePromoter and must not have any immediatefamily members who are employees of thePromoter. Immediate family means spouse,defacto spouse, child or step child (whethernatural or by adoption), parent or step parent,brother, sister, step brother or step sister.8. Eligible Entrants can enter only once.Prize Draw & Redemption9. Only one Prize can be won by an Eligible Entrant.10. Prizes are not transferrable, exchangeable orredeemable for cash.11. Prizes may not be resold, offered for resale, usedfor advertising, promoting or other commercialpurposes. Prizes must be taken as offered andmay not be varied.12. The Prize values are correct as at the date ofpreparing these Terms and Conditions andinclude any applicable GST.13. The Promoter does not accept responsibility forany variation in the Prizes. If any Prize isunavailable, the Promoter reserves the right tosubstitute the Prize with a prize of equal orgreater value, subject to any applicableregulation.14. The Prize draws will take place on Friday 7February 2020 at 12:00pm (AEDT) at Edge Loyalty Systems Pty Ltd, Level 1, 500 Chapel St,South Yarra, VIC 3141, Australia. Each of thefirst 20 valid entries drawn randomly from theentries received during the Competition Periodwill win a Prize. If an entry is unsuccessful forany reason, it will be redrawn until all 20 Prizeshave been allocated.15. Winners will be contacted by email within 2business days of the draw.16. Winners’ names and State of residence will bepublished on the Websites on 10 February 2020for 28 days.17. Prizes will be mailed out from nib’s Newcastlehead office at 22 Honeysuckle Drive, Newcastle,2300 from 12 February 2020 once winners haveadvised their mailing address, and haveacknowledged that their Prize will be sent to thataddress. The Promoter takes no responsibility forPrizes lost or damaged in transit.18. If a Prize has not been accepted or claimed by 7May 2020 (the “Prize Claim Date”) or if, aftermaking all reasonable attempts, the Promotercannot contact a winner (or a winner does notcontact the Promoter) by the Prize Claim Date,the relevant entry/ies will be discarded and thePromoter will conduct an unclaimed prize draw/s(as relevant) on 11 May 2020 at the same timeand place as the original draw in order todistribute the unclaimed Prize/s.19. Any winner/s in the unclaimed Prize draw will becontacted by phone and in email within 2business days of the draw.20. The names and State of residence of anywinner/s in the unclaimed Prize draw will bepublished on the Websites on 12 May 2020 for28 days.21. Entries must be received during the CompetitionPeriod and will be deemed to be received onlywhen they have actually been received by thePromoter. The Promoter is not liable for anyproblems with communications networks.Entrants are responsible for their own costsassociated with entering. Entrants who useautomatically generated entries or multiplealiases, may be disqualified from theCompetition.22. Prizes and all elements of Prizes must be takenas and when offered or will be forfeited, and ifforfeited, the Promoter will not be liable. Prizesare subject to any additional terms andconditions imposed by the relevant supplier.23. Where the Promoter, acting reasonably, is of theview that an entrant has breached these Termsand Conditions, it reserves the right to discardtheir entry.24. The Promoter reserves the right, at any time, toverify the validity of entrants (including anentrant’s identity, age and place of residence)and may disqualify any entrant who is not eligibleto enter the Competition under these Terms andConditions or who fails to verify the validity oftheir entry.General terms25. Entrants must not, in relation to this Competition:(a) tamper with the entry process;(b) engage in any conduct that mayjeopardise the fair and proper conduct ofthe Competition;(c) act in a disruptive, annoying, threatening,abusive or harassing manner;(d) do anything that may diminish the goodname or reputation of the Promoter orany of its related entities or of theagencies or companies associated withthis Competition;(e) breach any law; or(f) behave in a way that is otherwiseinappropriate.26. The Promoter is not liable for entries, Prizeclaims or correspondence that are misplaced,misdirected, delayed, lost, incomplete, illegible orincorrectly submitted.27. The Promoter’s decision in connection with allaspects of this Competition is final.28. If this Competition cannot run as planned for anyreason beyond the Promoter's control, for example due to software, hardware orcommunications issues, unauthorisedintervention, tampering, fraud or technical failure,the Promoter may end, change, suspend orcancel the Competition or disqualify affectedentries/entrants, subject to any necessaryapproval by the state/territory gaming authorities.29. The Promoter is not responsible for any taximplications arising from entrants winning aPrize. Entrants should seek independentfinancial advice. If for GST purposes thisCompetition results in any supply being made fornon-monetary consideration, entrants must followthe Australian Taxation Office’s stated view thatwhere the parties are at arm’s length, goods andservices exchanged are of equal GST inclusivemarket values.30. Except for any liability that cannot be excluded bylaw (in which case that liability is limited to theminimum allowable by law), the Promoterexcludes all liability (including negligence), forany personal injury; or any loss or damage(including loss of opportunity); whether direct,indirect, special or consequential, arising in anyway in connection with this Competition,including but not limited to:(a) any technical difficulties or equipmentmalfunction (whether or not under thePromoter's control);(b) any theft, unauthorised access or thirdparty interference;(c) any tax liability incurred by a winner(independent financial advice should besought); or(d) accepting and/or using the Prize.31. The Promoter is not responsible for anyundelivered emails due to an entrant’s spamfilters or email settings.32. The Promoter reserves the right to disqualify anypersons who breach any of these Terms andConditions, provide false information or who seekto gain an unfair advantage or to manipulate thisCompetition.33. Nothing in these Terms and Conditions limit,exclude, modify or purport to limit, exclude ormodify the statutory consumer guarantees asprovided under the Competition and ConsumerAct 2010 (Cth), as well as any other impliedwarranties under the ASIC Act or similarconsumer protection laws in the State andTerritories of Australia.34. Personal information is being collected by thePromoter for the purpose of conducting andpromoting this Competition, and to assist thePromoter to improve its services. By enteringthis Competition, an entrant consents to storageand use of their personal information by thePromoter in accordance with its Privacy Policy(at https://www.nib.com.au/legal/privacy-policy).If the personal information is not provided, theentrant may not participate in this Competition.
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