Win a $20,000 dream holiday!

Promotion:
NRMA Insurance (Cover-More) Win The Trip of a Lifetime
Promoter:
Cover-More Insurance Services Pty. Ltd. ABN 95003114145, Level 2, 60 Miller Street, North Sydney, NSW 2060 Australia. Ph: 1300 728 822
Promotional Period:
Start date: 31/10/2016 24/10/16 at 12:01 am AEDT
End date: 27/01/2017 at 11:59 pm AEDT
Eligible entrants:
Entry is only open to NSW and QLD residents who are 18 years of age or over.
How to Enter:
To enter the Promotion, the entrant must complete the following steps during the Promotional Period:
Visit www.gonrma.com.au, follow the prompts to the Promotion entry page;
Fully complete the online entry form with:
their personal details (full name, date of birth and email address);
an answer to the following question, in 100 words or less: “What is your best travel story?” (“Promotional Question”); and
answers to all other remaining questions listed on the entry form; and
Submit the fully completed entry form.
Entries permitted:
Only one (1) eligible entry per person will be accepted. By completing the entry method, the entrant will receive one (1) entry.
Total Prize Pool:
Up to AUD$20,000.00
Prize Description
The prize is the winner’s choice of one (1) of the following three (3) trip options:
Option 1:
A USA RV Adventure for two (2) adults and two (2) children (aged 11 years of age or under), which includes the following:
4 x economy class airfares from the winner’s nearest Australian capital city to Los Angeles;
4 x economy class airfares from San Francisco back to the winner’s nearest Australian capital city;
all airline and airport taxes;
Seven (7) day motorhome hire with unlimited kilometers (exact RV model to be determined by the Promoter);
One (1) day general admission for two (2) adults and two (2) children to Universal Studios, Hollywood;
AUD$500 for fuel and campsite reservations; and
NRMA Travel insurance (the level of cover to be determined by the Promoter).
OR
Option 2:
Private Villa Escape in Tuscany for two (2) adults, which consists of the following:
Return economy class airfares for two (2) adults from the winner’s nearest Australian capital city to Florence, including all airline and airport taxes;
Return private transfers from the airport to the accommodation;
Seven (7) nights’ four-star, twin-share private villa accommodation in Tuscany;
Daily breakfast for two (2) adults;
Wine maker workshop tour for two (2) adults;
Unique walking tour in Florence for two (2) adults;
AUD$2,000.00 spending money; and
NRMA Travel insurance (the level of cover to be determined by the promoter).
OR
Option 3
Galapagos Islands trip for two (2) adults, which includes:
Return economy class airfares for two (2) adults from the winner’s nearest capital city to Quito, Ecuador, including all airline and airport taxes;
Return private transfers from the airport to the accommodation;
7-day G Adventures Galapagos West & Central Islands tour for two (2) adults including:
2 nights pre and post tour accommodation
4 nights cruising the Gal?pagos National Park aboard the Monserrat
Search for sea turtles in secluded bays and snorkel with sea lions
Hike the Sierra Negra Volcano – the largest basaltic caldera in the Gal?pagos
Choose to search for sea turtles or simply relax on the white-sand beaches of Santiago
Certified Gal?pagos National Park Service guide
All meals aboard the Monserrat
Sierra Negra Volcano Hike (Isabela Island)
Giant Tortoise Breeding Centre
Snorkeling at Chinese Hat
All landings and excursions
Snorkeling equipment and wetsuits
Internal flights
All transport between destinations and to/from included activities; and
NRMA Travel insurance (the level of cover to be determined by the promoter).
The winner may choose the dates of travel from 10/02/17 to 10/02/18 excluding Australian school holidays other special event periods, and is subject to booking and flight availability.
Number of this prize
1
Value (per prize)
Up to AUD$20,000.00 depending on date and exact point of departure.
Winning Method
Judging
Winner notification:
The winner will be contacted by email, using the contact details on file with the Promoter. The winner will be contacted within fourteen (14) days of the judging. The winner will be published on www.gonrma.com.au
Unclaimed Prize:
If the prize is unclaimed, the Promoter may at its discretion assign the prize to the entry judged the next best entry, conduct a further judging to award the prize, or withdraw the prize unawarded. The Promoter is under no obligation to award any unclaimed prize.
The entrant agrees and acknowledges that they have read these Conditions of Entry (and Schedule) and that entry into the Promotion is deemed to be acceptance of these Conditions of Entry (and Schedule). Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, unless stated otherwise.
The Promotion commences on the Start Date and ends on the End Date ("Promotional Period"). Entries are deemed to be received at the time of receipt by the Promoter and not at the time of transmission or deposit by the entrant. Records of the Promoter and its agencies are final and conclusive as to the time of receipt.
Valid and eligible entries will be accepted during the Promotional Period.
Employees (and the immediate family members) of agencies/companies associated with this Promotion, the Promoter, its distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not eligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
During the entire duration of the prize, a nominated parent/guardian must accompany any person under 18 years of age.
Judging:
The winner will be determined by representatives of the Promoter. Each entry will be judged on the basis of the individual creative merit of the response provided to the Promotional Question.
The best valid entry, as determined by the judges, will win the prize specified in the Schedule table above.
The judges may select additional reserve entries which they determine to be the next best, and record them in order, in case of an invalid entry, ineligible entrant or unclaimed prize.
The winner will be determined by skill. Chance plays no part in determining the winner. The judges' decision is final and binding and no correspondence will be entered into.
All reasonable attempts will be made to contact each winner.
If any winner chooses not to take their prize (or is unable to), or does not take or claim a prize by the time specified by the Promoter, or at the time stipulated by the Promoter for travel, they forfeit the prize and the Promoter is not obliged to substitute the prize.
The value of the prize is accurate and based upon the recommended retail value of the prize (inclusive of GST) at the date of printing. The Promoter accepts no responsibility for any variation in the value of the prize after that date.
If a prize (or portion of a prize) is unavailable the Promoter reserves the right to substitute the prize (or that portion of the prize) to a prize of equal or greater value and/or specification.
No part of this prize is exchangeable, redeemable for cash or any other prize or transferable, unless otherwise specified by the Promoter. Spending money will be awarded in the form of a cheque made payable to the winner, via EFT to a bank account in the winner’s name or via another method as specified by the Promoter. Spending money, meals, insurance, transport to and from departure point, transfers, items of a personal nature, in-room charges and all other ancillary costs unless otherwise listed in the prize description, are not included. Prize is subject to booking and flight availability. The winner and his/her travel companion(s) are responsible for ensuring that they have valid passports, and any requisite visas, vaccinations and travel documentation. The winner and his/her travel companion(s) must depart from and return to the same departure point and travel together. Travel itinerary to be determined by the Promoter in its absolute discretion. Frequent flyer points will not form part of the prize. Prize is subject to the standard terms and conditions of individual prize and service providers. The winner may be required to present their credit card at time of accommodation check in. Subject to the terms and conditions of the participating prize provider(s), if for any reason the winner does not, once the prize has been booked, take the prize (or an element of the prize) at the time stipulated, then the prize (or that element of the prize) will be forfeited and will not be redeemable for cash. The winner and each of their travel companion/s will each be required to fully complete a travel insurance application form provided by the Promoter, and may also be required to undergo medical tests as required by the Promoter, in order to redeem the travel insurance element of the prize. Any person found guilty of insurance fraud or failure to honestly and accurately disclose all relevant insurance information at the time of applying for a travel insurance policy or when making a claim forfeits any rights or entitlements to the travel insurance element of the prize. NRMA Travel insurance will be provided by the Promoter, and subject to approval by the insurer. In the event that the insurer refuses to issue insurance to the winner and/or companion/s, the winner forfeits that travel insurance element of the prize. NRMA Travel insurance is subject to the terms and conditions issued by the Promoter, including but not limited to any limitations on the covered amount. All travel is subject to availability at all times and maybe dependent on select seat class with airlines or specific room category availability with accommodation partner. Travel is valid until 10 February 2018. Block out periods include all Australian School Holidays along with all other special event periods. All bookings must be made a minimum of 45 days in advance of requested departure dates. All bookings and documentation regarding the prize must be made via Free-2-Travel Holidays Pty Ltd or their agents. Redeeming the prize is conditional on acceptance of the terms and conditions of travel as detailed by Free-2-Travel Holidays Pty Ltd and the airline carriers in accordance with normal travel practices. No portion of the prize is redeemable for cash, unless otherwise specified. Winner and companion must be in possession of a valid passport with a minimum of 6 months’ validity on it prior to departure. Winner is responsible for any amendments fees issued by airlines or suppliers once booking is confirmed and ticketed. Visas, valid passports, additional spending money, meals (other than those included) and any other ancillary costs, including but not limited to insurance and any applicable insurance excesses, not listed in the travel prize package descriptions above are the responsibility of the travel prize winner and his/her nominated traveling companions as incurred. It is the winner's responsibility to organise transport to/from the airport departure/return point. Prizewinner and travel companions must have valid travel insurance for their period of travel. Prize winners will be provided NRMA Travel Insurance by the Promoter.
No entry fee is charged by the Promoter to enter the Promotion. Where entry is allowed online, there is no additional cost to enter the Promotion other than any cost paid by the entrant to access the website or social media platform of entry via their Internet service provider.
Prize will be awarded to the person named in the winning entry and any entry that is made on behalf of an entrant or by a third party will be invalid. If there is a dispute as to the identity of an entrant or winner, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant or winner.
NRMA Insurance and Cover-More (the Promoter) will collect, use and disclose your details in accordance with their respective privacy policy which is located at www.nrma.com.au/help-information/privacy-security (for NRMA Insurance) and www.covermore.com.au/covermore-privacy-policy (for Cover-More).
The Promoter reserves the right to refuse to allow a winner to take part in any or all aspects of the prize, if the Promoter determines in their absolute discretion, that a winner is not in the physical or mental condition necessary to be able to safely participate in or accept the prize. It is a condition of accepting the prize that the winner and their travel companion/s for the prize may be required to sign a legal release as determined by the Promoter in its absolute discretion, prior to receiving the prize.
If a prize is provided to the Promoter by a third party, the prize is subject to the terms and conditions of the third party prize supplier and the provision of the prize is the sole responsibility of the third party and not the Promoter. The terms and conditions which apply to the prize at the time it is issued to the winner will prevail over these Conditions of Entry, to the extent of any inconsistency. The Promoter accepts no responsibility or liability for any delay or failure by the third party to deliver the prize, any delay or failure relating to the prize itself or failure by the third party to meet any of its obligations in these Conditions of Entry or otherwise.
Any guarantee or warranty given is in addition to any relevant statutory guarantees and warranties and nothing in these Conditions of Entry restricts, excludes or modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law including the Competition and Consumer Act 2010 (Cth).
If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may in its sole discretion cancel, terminate, modify suspend the Promotion and invalidate any affected entries, or suspend or modify a prize.
The Promoter reserves the right, at any time, to validate and check the authenticity of entries and entrant's details (including an entrant's identity, age and place of residence). In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered. Incomplete, indecipherable, inaudible, incorrect and illegible entries, as applicable, will at the Promoter's discretion be deemed invalid and not eligible to win. Entries containing offensive or defamatory comments, or which breach any law or infringe any third party rights, including intellectual property rights, are not eligible to win. The use of any automated entry software or any other mechanical or electronic means that allows an individual to automatically enter repeatedly is prohibited and may render all entries submitted by that individual invalid.
All material submitted on entry (e.g. photo(s), image(s), drawing(s), comment(s), sound/video recording(s) and answer(s) to a promotional question) must NOT: (a) be in breach of any laws, regulations and rights, e.g. any laws regarding intellectual property (copyright, trademarks, etc), defamation and privacy; (b) be defamatory, obscene, derogatory, pornographic, sexually inappropriate, contain nudity, aggressive, violent, abusive, harassing, threatening, objectionable or discriminate/vilify any section of the community with respect to race, ethnicity, nationality, religion, origin, sexual preference, mental illness, disability or gender or unsuitable for publication; or (c) contain viruses. Entrants warrant that they own or have the right to license the copyright in any entry submitted by them into this Promotion, for the purposes of this Promotion, that no rights have been granted to any third party in respect of any such entry which would prevent the entry being used as contemplated by this Promotion, and that the use by the Promoter of any such entry will not breach any laws or infringe the rights of any person (including without limitation with respect to privacy, intellectual property and defamation). Entrants must obtain prior consent from any person or from the owner(s) of any property that appears in their entry. By entering, all entrants license and grant the Promoter, its affiliates and sub-licensees an exclusive, royalty-free, perpetual, worldwide, irrevocable, and sub-licensable right to use, reproduce, modify, adapt, publish and display their entry (including any portion of their entry) for any purpose, including but not limited to future promotional, marketing or publicity purposes, in any media, without compensation, restriction on use, attribution or liability. Entrants further agree, upon request by the Promoter, to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter and to sign any legal documentation to confirm such assignment. Entrants agree that their entry is their original work and does not infringe the rights of third parties, or that they have obtained full prior consent from any person who has jointly created or has any rights in the aforementioned material. Entrants consent to any use of their entry that may otherwise infringe their moral rights. Entrants are responsible for all entries they submit on entry. The Promoter will not be liable for any entries, to the extent permitted by law. The Promoter reserves the right to remove, request removal or decline to publish any entry or portion of an entry for any reason whatsoever, including if in breach of these Terms and Conditions. The Promoter will have no liability to entrants if it exercises this right and entrants must comply with any request made by the Promoter pursuant to this paragraph. The entrant warrants and represents that any material sent or provided by the entrant to the Promoter will not infringe any copyright, trademarks or other intellectual property rights of any third party (including moral rights) and that the entrant has all rights to use the materials and has obtained all necessary consents to comply with any relevant privacy and/or confidentiality requirements. Entrants agree to indemnify the Promoter for any breach of the Terms and Conditions including this clause.
The Promoter reserves the right to disqualify entries in the event of non-compliance with these Conditions of Entry. In the event that there is a dispute concerning the conduct of the Promotion, the decision of the Promoter is final and binding on each entrant and no correspondence will be entered into.
The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence or wilful misconduct) in connection with this Promotion or accepting or using any prize (or recommendation), except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).
The entrant will participate in and co-operate as required with all reasonable marketing and editorial activities relating to the Promotion, including (but not limited to) being recorded, photographed, filmed or interviewed and acknowledges that the Promoter may use any such marketing and editorial material without further reference or compensation to them.
Unless otherwise specified, a prize is a single event for the winner (and where relevant their guest/s) and cannot be separated into separate events or components.
The Promoter accepts no responsibility for any tax implications and the entrant must seek their own independent financial advice in regards to the tax implications relating to the prize or acceptance of the prize.
Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.